Bank of Japan (BoJ) Governor Haruhiko Kuroda has expressed his optimism that central bank digital currencies (CBDCs) can exist with other payment mechanisms in the Japanese payment ecosystem.
Kuroda’s comments were contained in a Tuesday speech titled “Evolution of Payments: Payment Systems for Neoteric Individuals,” where he hailed the potential of CBDCs in improving payments for consumers. The central bank chief claimed that CBDCs, in addition to improving enhanced user convenience, are integral in improving financial inclusivity and cross-border payments.
Kuroda noted that payment instruments like stablecoins, cash, bank deposits, and digital currencies are embroiled in a struggle for dominance, but building on their strengths is critical. The central bank governor told attendees to the financial summit that “only by doing so can a payment system as a whole remain safe, efficient and resilient over the course of time.”
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